#How to switch from ynab 4 to new ynab full#

In YNAB 4 when you enter income you choose either вЂњIncome for вЂќ or вЂњIncome for. Otherwise keep reading and IвЂ™ll do my best to explain it in words and pictures.

If youвЂ™re a visual or auditory learner, then watching the video below will be most helpful. How I make the new YNAB budget income like YNAB 4 The new YNAB drops this feature in favor of вЂњaging your money.вЂќ Instead of holding all of this monthвЂ™s pay in a separate and discreet вЂњcontainerвЂќ all of your money blends together and вЂњages.вЂќ You can be вЂњaheadвЂќ by budgeting out your expenses for future months with any вЂњextraвЂќ that you have, but this is definitely not the same as what YNAB 4 does.ДЄs we were paying off debt, we relied on the month ahead feature to budget every penny down to zero and maximize our debt repayment at the end of each month.В (Spoiler: youвЂ™ll see some historic YNAB 4 images in both of those popular blog posts!)ДЄfter playing around with the new YNAB, IвЂ™ve come up with a hack to mimic this functionality that we adored in the old YNAB. That money would not be available to budget until the following month. In YNAB 4, once you had a fully funded month-ahead buffer, you could send your paychecks from THIS month to NEXT monthвЂ™s budget. The main thing we missed was the month ahead feature. Some of the features that we loved about YNAB 4 changed in the new YNAB. Why we were hesitant to change to the new YNAB Let me tell you why this change has taken so long. If that were the case I would have done this 3 years ago.

#How to switch from ynab 4 to new ynab full#

With the new YNAB, if youвЂ™re not already YNABing, I can at least give you a way to check it out ( hooray for a free 34-day trial!).ДЇor full disclosure, if you subscribe to YNAB after clicking on my link and doing a free trial, then IвЂ™ll get a free month of YNAB too. While still using YNAB 4, you just had to drool over it (mmmm Fancy Berry Pie!) when I bashfully showed it off. So the #1 reason for switching to the new YNAB is to be on the same platform as YOU. Of course I still recommend YNAB to them, because, well, itвЂ™s still YNAB and the methodology is solid, but IвЂ™m not able to help people the way I used to. People ask me ALL THE TIME what I use for budgeting. Now, I could have invented a pencil and paper method, told you it was the bestest, and sold you a budget printable, but thatвЂ™s not how I budget. For the last few years, unless you already had a copy of YNAB 4 (a freezer stocked with fancy berries), you couldnвЂ™t conveniently implement anything I was showing you! I love to share practical budgeting tutorials using our actual budget, not just the amounts, but also the tips and tricks that make the budgeting tool itself so nice to use. Well thatвЂ™s pretty much what has happened with me and YNAB 4. Sorry guys! My freezer may be full of fancy berries, but you canвЂ™t have any. YouвЂ™re so excited to make your own Fancy Berry Pie, and then I break it to you that you actually can no longer buy fancy berries anywhere. (Yes, I just made that up, but follow my analogy on this one.) I feel like IвЂ™m taunting you with pictures of, say, the most delicious вЂњFancy Berry PieвЂќ. Now that YNAB 4 is not generally available, it doesnвЂ™t work as well for me to share our budget with you. I still hear from many of you who became faithful YNABers from my recommendation!

Hundreds of you who tried it out back then with a month-long free trialdecided that YNAB 4 would be a good fit for you. Readers like you could see how we actually budget, and get a peek inside how YNAB really works and how we use it. This was all well and good when YNAB 4 was around. As time went on I made videos sharing the screen of our actual budget. When Six Figures Under was new, I shared YNAB budgeting tutorials filled with screenshots of our actual budget. Yes, we made the switch in large part to conform to the modern budgeting world. Let me start by saying the decision wasnвЂ™t an easy one. Why we finally switched from YNAB 4 to the new YNAB Then IвЂ™ll share a hack for the new YNAB that helps preserve my favorite YNAB 4 feature. We took them up on that for exactly 3 years! Now weвЂ™re making the switch to the new YNAB.ДЇirst IвЂ™ll explain our reasons for switching and our reasons for dragging our feet so long. YNAB (the company) understood that parting would be hard so they let us keep using YNAB 4 indefinitely. YNAB 4 was a part of how we handled money in our family and we werenвЂ™t ready to part ways when the new online YNAB came along.

It was with us through nearly our entire debt-free journey.